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Fried friends tackle branding, marijuana and online security in one show

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We had a veritable smörgåsbord of content on the latest Fried On Business program. All of it providing tasty morsels of information you can use.

Convey your brand

Our good friend and branding guru, Bruce Turkel, brought a friend of his own into the studio to provide a first-hand illustration of the principles he teaches.

Andres Cardona founded Elite Basketball Academy to train kids how to play basketball well, also providing them with a sense of teamwork and accomplishment.

Andres trades his basketball knowledge for money, Bruce explained. But what he “sells” is something far different.

The parents are the real customers, Andres said, and the No. 1 thing they want is deceptively simple: Most of them, by far, want to keep their kids away from the screens – the games, the smartphones, the tablets, the computers.

“So remember what we talked about. What he trades for money is safe, quality basketball training. But what he’s selling is the opportunity for the parents to keep their kids off-screens. For parents to get what they want. And there’s a huge difference there,” Bruce said.

As Bruce says, when everything is important, nothing is important. By selling something very specific and valuable to the parents, Andres is successful.

“Studies continue to prove that multitasking does not work. We all like to say we do it. We all like to say we’re good at it. But it does not work,” he said.

“So if you’re going to build a brand that will build your business, that has a compelling reason why people should interact with you, you need to hone it down to one thing that people can remember and respond to.”

And if that one thing is about you, they’re probably not going to care, Bruce added. But if that one thing is about them, chances are they’re going to care a lot.

This is a must-listen conversation. Click here to enjoy the full interview with Bruce Turkel of Turkel Brands and Andres Cardona of Elite Basketball Academy.

Medical marijuana update

Next up, Nicole “Nikki” Fried of Igniting Florida LLC and Jake Bergmann of Surterra Wellness came on the air to talk about Surterra’s new medical marijuana dispensary that opened on Miami Beach on April 20.

Jake said Surterra focuses on “effects-driven” products. The emphasis is on consistency. What you buy will be a known quantity and quality.

Now, don’t think you can just waltz into Surterra Wellness and pick up a little something for the weekend. You must have a doctor’s note stating that you are undergoing treatment for a specific condition.

The company’s website – surterra.com – has a list to help you find a doctor qualified to write such a prescription.

Now, the process of obtaining and renewing a medical marijuana card is – how should I say it – “clunky” at best. The industry is well aware of this, Nikki said, and is working to remove the roadblocks.

“This should not be more difficult than our opiates, and it is at this current moment. We need to spent a lot of time in Tallahassee making sure our legislature understands that our patients are in need of these products,” she said.

Jake said Surterra products are available for pickup at the retail stores or through online ordering. Secure delivery is performed by Surterra itself, not by third-party services. The company has 25 delivery vehicles on the road every day, he said.

“We are creating an all-natural, organic alternative to opioids, to Xanax, to Ambien, to a wide range of pharmaceutical products,” he said.

Click here to listen to the full interview with Nikki Fried of Igniting Florida LLC and Jake Bergmann of Surterra Wellness.

Protecting your financial data

To wrap things up, Jim Angleton of AEGIS FinServ Corp. stopped by to refresh our memories about online security.

With the recent revelations about how Facebook is handling the information that we post, I wanted to ask Jim about what steps we can take to protect ourselves.

A good place to start, he said, is your login. The username should be long, and your password should be at least 25 characters. Change the password every month.

Store the username and password information offline, he said. Don’t trust cloud-based services anymore. Keep things on secure flash drives or external hard drives, not just on your main hard drive.

AEGIS has a new program called Cyber Eyes. It handles “social media reconnaissance,” and through it AEGIS has discovered that your personal information is probably on the so-called Dark Web already. Credit card numbers go for $50 each. Driver license info is $100 usually.

People use social media stupidly, Jim said. They post their vacation plans in advance, and then wonder why their house was broken into and how their accounts got compromised.

The best advice is to be proactive, not reactive. Change those passwords. Get your credit report several times a year. Google your name every so often to make sure there’s not a duplicate you out there.

“You have to be really careful today,” he said.

Click here to listen to the full interview with Jim Angleton of AEGIS FinServ Corp.

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Vivian's family escaped Cuba and are a true example of the Freedom the USA offers us all

Jim Fried 71 views July 3, 2026 6:16 pm

As America celebrates another Independence Day, Jim Fried takes a break from discussing markets, real estate, and business strategy to share something more personal—a heartfelt tribute to the country that has shaped his life and career. In this special episode of Fried On Business, Jim reflects on the freedoms, opportunities, and values that continue to make America extraordinary.

Drawing on memories from the nation's Bicentennial celebration and his travels across the United States, Jim shares how experiencing America's people, communities, and landscapes reinforced his appreciation for the nation's diversity and resilience. He reflects on the remarkable ability of individuals from different backgrounds, beliefs, and experiences to come together under a shared commitment to liberty and opportunity.

Throughout the episode, Jim discusses why gratitude matters. While no nation is without challenges, he believes America's greatest strength has always been its willingness to innovate, adapt, and continually strive toward a better future. He explores the entrepreneurial spirit that has fueled generations of business owners, inventors, and dreamers, and explains why freedom creates the conditions for creativity, hard work, and economic opportunity.

Jim also reflects on the responsibilities that accompany those freedoms. Citizenship, community involvement, and respect for one another are essential to preserving the values that have allowed the country to prosper. He encourages listeners to celebrate not only America's history but also its ongoing potential.

Whether you're listening during the Fourth of July holiday or any other time of year, this episode serves as a reminder that optimism, gratitude, and civic responsibility remain powerful forces. Jim's message is ultimately one of appreciation—for the opportunities America provides and for the people who continue to build its future every day.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

As America celebrates another Independence Day, Jim Fried takes a break from discussing markets, real estate, and business strategy to share something more personal—a heartfelt tribute to the country that has shaped his life and career. In this special episode of Fried On Business, Jim reflects on the freedoms, opportunities, and values that continue to make America extraordinary.

Drawing on memories from the nation's Bicentennial celebration and his travels across the United States, Jim shares how experiencing America's people, communities, and landscapes reinforced his appreciation for the nation's diversity and resilience. He reflects on the remarkable ability of individuals from different backgrounds, beliefs, and experiences to come together under a shared commitment to liberty and opportunity.

Throughout the episode, Jim discusses why gratitude matters. While no nation is without challenges, he believes America's greatest strength has always been its willingness to innovate, adapt, and continually strive toward a better future. He explores the entrepreneurial spirit that has fueled generations of business owners, inventors, and dreamers, and explains why freedom creates the conditions for creativity, hard work, and economic opportunity.

Jim also reflects on the responsibilities that accompany those freedoms. Citizenship, community involvement, and respect for one another are essential to preserving the values that have allowed the country to prosper. He encourages listeners to celebrate not only America's history but also its ongoing potential.

Whether you're listening during the Fourth of July holiday or any other time of year, this episode serves as a reminder that optimism, gratitude, and civic responsibility remain powerful forces. Jim's message is ultimately one of appreciation—for the opportunities America provides and for the people who continue to build its future every day.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

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Every successful real estate transaction begins with a critical question: what is the best way to structure the deal? In this episode of Fried On Business, Jim Fried sits down with attorney Thomas J. Handler, Esq. to explore the legal, financial, and strategic considerations that drive effective real estate deal structuring.

Thomas explains that there is no one-size-fits-all solution. The ideal structure depends on the goals of the parties involved, the nature of the asset, the capital sources being used, and the risks each participant is willing to assume. From joint ventures and limited liability companies to preferred equity and complex capital stacks, every structure creates different incentives and outcomes.

The conversation focuses on how investors, developers, and business owners can think through ownership, governance, control, and liability before committing to a transaction. Thomas discusses common mistakes made during negotiations, including failing to clearly define responsibilities, profit distributions, dispute-resolution mechanisms, and exit strategies.

Jim and Thomas also explore the importance of alignment. A deal structure should not only work financially—it should support the long-term relationship among the parties involved. When expectations are clearly established at the outset, conflicts become less likely and opportunities become easier to pursue.

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Whether you're an investor, developer, broker, entrepreneur, or simply interested in how sophisticated transactions come together, this episode offers valuable guidance on one of the most important aspects of real estate success.

The right property matters. The right financing matters. But as Thomas Handler explains, the right structure may matter most of all.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

Every successful real estate transaction begins with a critical question: what is the best way to structure the deal? In this episode of Fried On Business, Jim Fried sits down with attorney Thomas J. Handler, Esq. to explore the legal, financial, and strategic considerations that drive effective real estate deal structuring.

Thomas explains that there is no one-size-fits-all solution. The ideal structure depends on the goals of the parties involved, the nature of the asset, the capital sources being used, and the risks each participant is willing to assume. From joint ventures and limited liability companies to preferred equity and complex capital stacks, every structure creates different incentives and outcomes.

The conversation focuses on how investors, developers, and business owners can think through ownership, governance, control, and liability before committing to a transaction. Thomas discusses common mistakes made during negotiations, including failing to clearly define responsibilities, profit distributions, dispute-resolution mechanisms, and exit strategies.

Jim and Thomas also explore the importance of alignment. A deal structure should not only work financially—it should support the long-term relationship among the parties involved. When expectations are clearly established at the outset, conflicts become less likely and opportunities become easier to pursue.

Listeners will gain practical insight into how experienced professionals evaluate risk, protect their interests, and create flexibility within a transaction. Thomas shares how legal preparation can help avoid costly disputes while preserving the value of a deal.

Whether you're an investor, developer, broker, entrepreneur, or simply interested in how sophisticated transactions come together, this episode offers valuable guidance on one of the most important aspects of real estate success.

The right property matters. The right financing matters. But as Thomas Handler explains, the right structure may matter most of all.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

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The conversation serves as a reminder that uncertainty can be a catalyst for innovation and growth. By embracing change rather than fearing it, professionals position themselves to lead rather than react.

Whether you're an investor, broker, developer, or business owner, this episode offers practical guidance for remaining resilient and effective through transition.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

Real estate markets are constantly evolving, but today's pace of change feels different. Higher interest rates, shifting consumer expectations, new technologies, and changing capital dynamics are forcing industry professionals to adapt quickly. In this episode of Fried On Business, Jim Fried explores what it means to successfully navigate change in an increasingly unpredictable marketplace.

Jim explains that change itself isn't the problem. The challenge lies in how people respond to it. Those who resist market realities often struggle, while those who remain flexible and disciplined discover opportunities hidden within disruption. Whether it's adjusting underwriting assumptions, reevaluating investment strategies, or embracing new ways of communicating with clients, adaptation has become a critical skill.

Throughout the episode, Jim discusses how maintaining perspective helps avoid emotional decision-making. Markets have always moved through cycles, and while today's conditions present unique challenges, history demonstrates that change also creates openings for those prepared to respond thoughtfully.

Listeners will learn practical approaches for staying ahead of market shifts, including improving communication, strengthening relationships, preserving flexibility, and continually reassessing assumptions. Jim emphasizes that adaptability does not require abandoning principles. Instead, it requires applying timeless fundamentals to evolving circumstances.

The conversation serves as a reminder that uncertainty can be a catalyst for innovation and growth. By embracing change rather than fearing it, professionals position themselves to lead rather than react.

Whether you're an investor, broker, developer, or business owner, this episode offers practical guidance for remaining resilient and effective through transition.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

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Listeners will come away with a fresh lens for evaluating their own business conduct, along with practical questions to ask themselves before the next big decision.

Regardless of your background or faith, this conversation will challenge you to hold yourself to a higher standard — and show you why that standard has stood the test of thousands of years.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.


🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

In business, we talk constantly about culture, integrity, and purpose — but where do those values actually come from? In this episode of Fried On Business, Jim Fried sits down with Rabbi Mendel Potash, Director of Midtown Chabad Miami, to explore how Jewish ethical tradition offers a powerful and practical framework for the way we work, lead, and build.

Jewish ethics aren't abstract theology. They are a living system — developed over thousands of years — that addresses exactly the tensions modern professionals face: How do you compete without compromising your character? How do you build wealth while honoring your obligations to others? How do you lead with authority and humility at the same time?

Rabbi Potash walks through core Jewish values like emet (truth), tzedakah (justice and generosity), and chesed (loving-kindness) and shows how each one applies directly to the decisions we make in business every day. Whether you're negotiating a deal, managing a team, or building a company, these principles offer guidance that no MBA program teaches.

Jim and Rabbi Potash also discuss what Jewish tradition says about the relationship between success and service — and why the two are not in conflict. The Torah doesn't discourage ambition. It channels it toward something greater.

Listeners will come away with a fresh lens for evaluating their own business conduct, along with practical questions to ask themselves before the next big decision.

Regardless of your background or faith, this conversation will challenge you to hold yourself to a higher standard — and show you why that standard has stood the test of thousands of years.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.


🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

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Jim Fried 52 views June 11, 2026 4:29 am

The residential mortgage market has changed dramatically over the past few years, reshaping affordability, buyer behavior, and the path to homeownership. In this episode of Fried On Business, Jim Fried breaks down the current state of residential mortgages and explains what borrowers, homeowners, and real estate professionals need to understand in today’s lending environment.

Jim begins by addressing the issue dominating the market: interest rates. Higher mortgage rates have significantly increased monthly payments, reducing affordability for many buyers even when home prices stabilize. The result is a market where consumers are more cautious, transactions take longer, and financing strategy matters more than ever.

The episode explores how underwriting standards, debt-to-income ratios, reserves, and credit profiles influence loan approvals in today’s environment. Jim explains why preparation has become critical and how borrowers who understand the process gain a meaningful advantage. He also discusses the psychological impact of rate volatility and why many buyers remain frozen between fear of overpaying and fear of missing future opportunity.

Listeners will hear how lenders are adapting as well. Products, structures, and qualification strategies continue to evolve as institutions respond to shifting market conditions. Jim emphasizes the importance of communication between borrowers, lenders, and real estate professionals in creating successful transactions.

The conversation also highlights the broader economic role mortgages play. Housing finance affects mobility, consumer confidence, and long-term wealth creation. Understanding the mortgage process is not simply about obtaining financing—it is about making informed decisions that align with personal and financial goals.

Whether you are buying your first home, refinancing, investing, or simply trying to understand why today’s housing market feels so different, this episode provides a grounded and practical perspective on residential mortgages and the realities shaping the market today.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

The residential mortgage market has changed dramatically over the past few years, reshaping affordability, buyer behavior, and the path to homeownership. In this episode of Fried On Business, Jim Fried breaks down the current state of residential mortgages and explains what borrowers, homeowners, and real estate professionals need to understand in today’s lending environment.

Jim begins by addressing the issue dominating the market: interest rates. Higher mortgage rates have significantly increased monthly payments, reducing affordability for many buyers even when home prices stabilize. The result is a market where consumers are more cautious, transactions take longer, and financing strategy matters more than ever.

The episode explores how underwriting standards, debt-to-income ratios, reserves, and credit profiles influence loan approvals in today’s environment. Jim explains why preparation has become critical and how borrowers who understand the process gain a meaningful advantage. He also discusses the psychological impact of rate volatility and why many buyers remain frozen between fear of overpaying and fear of missing future opportunity.

Listeners will hear how lenders are adapting as well. Products, structures, and qualification strategies continue to evolve as institutions respond to shifting market conditions. Jim emphasizes the importance of communication between borrowers, lenders, and real estate professionals in creating successful transactions.

The conversation also highlights the broader economic role mortgages play. Housing finance affects mobility, consumer confidence, and long-term wealth creation. Understanding the mortgage process is not simply about obtaining financing—it is about making informed decisions that align with personal and financial goals.

Whether you are buying your first home, refinancing, investing, or simply trying to understand why today’s housing market feels so different, this episode provides a grounded and practical perspective on residential mortgages and the realities shaping the market today.

This episode of Fried on Business is brought to you by our presenting sponsor, Warren Henry Auto Group.

🎙️ New to streaming or looking to level up? Check out StreamYard and get $10 discount! 😍 https://streamyard.com/pal/d/6126418013716480

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Jim Fried 2 views June 3, 2026 4:14 pm

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